Single Mom akes in roomate, the "new" America?

4 replies

padre31padre31luxury_boxOP
May 23, 2012, 07:40 AM

Single Mom takes in roomate, the "new" America?

Erin and her husband decided they wanted to start a family a year into their marriage. Confronted with infertility, the couple took out a home equity line of credit against Erin’s house to pay for in vitro fertilization. Their twins, Ian and Lily, were the mark of a successful in vitro case, but were born premature.

“My kids had medical issues when they were younger,” said Erin. “The first year or two was really hard…I was going to the doctor with them once a week.

“Our marriage was just not strong enough to handle that,” she said. “We tried some counseling; it didn’t help. And it was not my decision for us to separate.”

When her marriage dissolved, Erin was left responsible for all house expenses. Unable to pay her mortgage, she applied to the Making Homes Affordable program but was rejected because her income was too high.

"It’s hard for Erin because she hasn’t got any money," said Erin's mother, Donna. "She couldn’t buy diapers at one time after her husband left, and formula was hard for her."

Facing foreclosure, this single mom hit upon a solution: find a roommate. After a long and frustrating vetting process, Erin now shares her home with another single mother.

“It helps having her here but, I'm still just getting nowhere,” said Erin, who earns additional income with babysitting jobs and is in the process of modifying the loan on her house.

"Sometimes I feel I'm OK, and sometimes I just feel lost,” she continued. “I do work a full-time job, I do get child support, and now I have a roommate, which helps out significantly, but I'm not getting ahead.”

http://news.yahoo.com/in-a-tough-economy--saving-money-with-roommates.html

I like the fact that she is maximizing what she can do, to me this is something Americans tend to be singularly poor at doing. This is somewhat due to approach that emphasizes isolation instead of cooperation.

Thing with roomates is there has to be clear, bright lines concerning responsibilities and rights. That saves a lot of trouble and strife.

MikeHonchoMikeHonchosubscriber
May 23, 2012, 08:45 AM

Stopped reading at "single mom"

Headcoach material wouldn’t want to work somewhere they’re not trusted with actual football decisions.

finyank13finyank13New Member
May 25, 2012, 02:17 PM

"lmeister3 wrote:

Stopped reading at "single mom"

That means she is horny stooooooooooopid.....

“If you told me A-Rod flew on a spaceship from Mars to here, I wouldn't be surprised."--thephins.com poster Ray Finkle on A-Rod

OkiePhinOkiePhinforum_veteran
Jun 10, 2012, 03:36 AM

They took out a home equity line of cretdit to start a family they couldn't afford. Then with two unhealthy children they separated. I think this is a good example of what not to do. Granted its not all her fault, she is still responsible. Counseling before marriage and being financially fit before starting a family are the lessons to be learned here. Good for her for finding a roomy but its not some spectacular act of genius. From experience here, having a roommate isn't all its cracked up to be.

McLovinMcLovinforum_veteran
Jun 17, 2012, 11:00 AM

"OkiePhin wrote:

They took out a home equity line of cretdit to start a family they couldn't afford. Then with two unhealthy children they separated. I think this is a good example of what not to do. Granted its not all her fault, she is still responsible. Counseling before marriage and being financially fit before starting a family are the lessons to be learned here. Good for her for finding a roomy but its not some spectacular act of genius. From experience here, having a roommate isn't all its cracked up to be.

needs license, permit or approval to do just about anything, except, have children.

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