Health Care, an alternate plan

gafinfan · Aug 8, 2009

http://www.redding.com/news/2009/au...mer-fix-torts-taxes-to-cut-costs/?partner=RSS

What to do? Abolish the entire medical-malpractice system. Create a new social pool from which people injured in medical errors or accidents can draw. The adjudication would be done by medical experts, not lay juries giving away lottery prizes at the behest of the liquid-tongued John Edwardses who pocket a third of the proceeds.

The pool would be funded by a relatively small tax on all health-insurance premiums. Socialize the risk; cut out the trial lawyers. Would that immunize doctors from carelessness or negligence? No. The penalty would be losing your medical license.
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2. Real health-insurance reform: Tax employer-provided health care benefits and return the money to the employee with a government check to buy his own medical insurance, just as he buys his own car or home insurance.

There is no logical reason to get health insurance through your employer. This entire system is an accident of World War II wage and price controls. It's economically senseless. It makes people stay in jobs they hate, decreasing labor mobility and therefore overall productivity. And it needlessly increases the anxiety of losing your job by raising the additional specter of going bankrupt through illness.

The health care benefit exemption is the largest tax break in the entire U.S. budget, costing the government a quarter- trillion dollars annually. It hinders health-insurance security and portability as well as personal independence. If we additionally eliminated the prohibition on buying personal health insurance across state lines, that would inject new and powerful competition that would lower costs for everyone.

Repealing the exemption has one fatal flaw, however. It was advocated by McCain.
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If we were to do these two things plus make it mandatory to the Insurance Company to cover everyone who applys at the same rate for the level of coverage desired.

This whole bill could be comtained in about 20 pages or less and would maintain the high quality americans have come to expect. JMHO.

2socks · Aug 9, 2009

gafinfan said:

http://www.redding.com/news/2009/au...mer-fix-torts-taxes-to-cut-costs/?partner=RSS

If we were to do these two things plus make it mandatory to the Insurance Company to cover everyone who applys at the same rate for the level of coverage desired.

This whole bill could be comtained in about 20 pages or less and would maintain the high quality americans have come to expect. JMHO.
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Its only missing one thing..............GOV't Control

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2socks Rebuilding Since 1973

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