Hmm...I may take back some of the more glaring desipisal of the legal profession: http://www.nypost.com/seven/02222009/business/the_loan_ranger_156356.htm For myself, this is Law School 101 type stuff, holder in due course/present for payment type things. It also shows that some of our more fundamental Civil Rights are still intact, only one must assert them, unless asserted they are of no value.