Sick, I feel for you...I really do. I'm no lawyer, but by paying, I think any legal remedy was forfeited. Now as to the insurance, have you explained that the suspension of license was due to a nonmoving violation? Is the state requiring you carry SR22? Also, is the suspension judgement satisfied? If so, can they require you to carry SR22 on your wife's car?
Also don't know how legit these are but hope it helps